Or call 0208 732 4044
Recent events have made most investors reconsider their investment strategy. Today there is a heightened emphasis on security of capital and lowering of risk. That's why Traded Endowment Policies (TEPs) are proving ever more popular. It's demonstrated by the fact that the market for TEPs has grown consistently every year since it's inception in 1988. The combination of security and growth is considered ideal for building capital to meet a variety of financial needs.

Insurance companies invest policy holder's monies in low risk, well diversified, pooled portfolios of investments. These portfolios comprise investments in fixed income securities, property and equities, both in the United Kingdom and overseas. The size of the investment portfolios and the low risk nature of the investments within enable the insurance companies to make long term, prudent investment decisions.

As an investment product, TEPs were designed with a smoothing effect. Life companies reserve some of the profits made in good years to boost poor returns in the downturn years.

Just fill out our Buy TEPs Form, and we will contact you to see what we can do for you.


Or call 0208 732 4044

Or call 0208 732 4044
Insurance companies do not pay the full value of a policy until it matures. Therefore, when an investor purchases a Traded Endowment Policy it can be at a substantial discount to its underlying value, especially as all the initial expenses and commissions have usually been borne by the original policyholder. Once our TEP associate has been advised of the investor's policy selection, a Sales Contract and Deeds of Assignment will be prepared for the policy, at no cost to the investor, which transfers all rights to the policy to the investor. The new investor must continue the premium payments until maturity at which time all the proceeds are paid by the insurance company to the new investor and not to the original policy holder who has given up all rights to the policy.

On the purchase of a Traded Endowment Policy we arrange to notify the insurance company of the new owner and deposit a copy of the legal assignment to protect the new owner's rights. It is therefore the new owners' details that appear on the insurance company's records as being entitled to the policy proceeds. The insurance company will write to the new owner, approximately one month prior to maturity and arrange for the investor's preferred method of payment of the fully matured policy proceeds.


Or call 0208 732 4044